Routing Numbers, Transit Numbers and SWIFT Codes for all Banks in Canada
Banks Swift Codes Credit Unions Trust Companies

Canadian Routing Numbers is a nine digits numerical codes used to identify an individual branch of a financial institution in Canada. It is used by Canadian Banks, Credit Unions and Trust Companies for Electronic Fund Transactions (EFT) within Canada.

The Routing Number is used for domestic transfer. To make money transfer, the Routing Number is used together with the bank account number of the recipient. For international inward money transfer, a SWIFT code must be used together with a Routing Number and Account Number.

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.

The format of Routing Number, MICR Number is as follows;

Routing Number - 0AAABBBBB

  • for the routing number, the first digit is the leading zero.
  • AAA is three digits code identifying the institution.
  • BBBB is five digits code identifying the branch.

Canadian Bank Routing Numbers, Transit Numbers and SWIFT Codes

The Bank Routing Numbers or Transit Numbers feature on this website is only applicable to be use in Canada. For United States, kindly browse to United States Routing Number website.

Outward International Bank Transfer

To make international bank transfer from Canada to another country, SWIFT Code is required on top of recipient name, bank name & branch and account number. The information can be found in online SWIFT Code database.

List of Financial Institution Codes

Canadian MICR Number or transit numbers are regulated by the Canadian Payments Association and has the following form:


where XXXXX is a Branch Number, and YYY is an Institution Number. The dash between the branch number and the institution number is an integral part of the transit number. This format is only valid for paper-type transactions such as cheques.

For Electronic Fund Transactions (EFT) the current format is a leading zero, the institution number, then the branch number all with no dashes.

For example if a cheque reads XXXXX-YYY , the corresponding EFT code would be 0YYYXXXXX.

As a general rule, Bank institution numbers start with 0, 2, 3, or 6, Credit Union and Caisse Populaire institution numbers start with 8, and Trust Company institution numbers with 5.


MICR Number Bank or Institutions
XXXXX-001 Bank of Montreal
XXXXX-002 Bank of Nova Scotia
XXXXX-003 Royal Bank of Canada
XXXXX-004 Toronto-Dominion Bank (which is the legal name for the bank
XXXXX-006 National Bank of Canada
XXXXX-010 Canadian Imperial Bank of Commerce (includes President’s Choice Financial)
XXXXX-016 HSBC Canada
XXXXX-030 Canadian Western Bank
XXXXX-039 Laurentian Bank of Canada
XXXXX-117 Government of Canada (Not listed as a member of the Canadian Payments Association)
XXXXX-127 Canada Post (money orders)
XXXXX-177 Bank of Canada (Canadian central bank)
XXXXX-219 ATB Financial
XXXXX-260 Citibank Canada
XXXXX-290 UBS Bank (Canada)
XXXXX-308 Bank of China (Canada)
XXXXX-309 Citizens Bank of Canada (Canada)
XXXXX-326 President’s Choice Financial (no longer assigned
XXXXX-338 Canadian Tire Bank
XXXXX-340 ICICI Bank Canada
XXXXX-509 Canada Trust (prior to the merger of TD & Canada Trust)
XXXXX-540 Manulife Bank
XXXXX-614 ING Direct Canada
XXXXX-809 [Central 1 [Credit Union] – BC Region]
XXXXX-815 Caisses Desjardins du Québec
XXXXX-819 Caisses populaires Desjardins du Manitoba
XXXXX-828 [Central 1 [Credit Union] – ON Region]
XXXXX-829 Caisses populaires Desjardins de l’Ontario
XXXXX-837 Meridian Credit Union (formerly Hepco)
XXXXX-839 Credit Union Heritage (Nova Scotia)
XXXXX-865 Caisses populaires Desjardins acadiennes
XXXXX-879 Credit Union Central of Manitoba
XXXXX-889 Credit Union Central of Saskatchewan
XXXXX-899 Credit Union Central Alberta
XXXXX-900 ?

In a Canadian bank transit number, the last digit of the branch number, with few exceptions, indicates the geographical location of the branch.

Branch numbers ending with:

0 are located in British Columbia and Yukon
1 are located in Western Québec including Montreal and surrounding areas
2 are located in Ontario including Toronto and surrounding area
3 are located in Nova Scotia, Prince Edward Island and Newfoundland excluding Labrador
4 are located in New Brunswick
5 are located in Eastern Québec including Labrador
6 are located in Eastern Ontario including Ottawa and surrounding area
7 are located in Manitoba and North-Western Ontario
8 are located in Saskatchewan
9 are located in Alberta, the Northwest Territories and Nunavut